Thursday, July 2, 2009

Lessons learn from Houston House Hunting

My wife and I have been looking for the right house in Houston for about 4 months now. Here are a few things I have learned.

1. Figure out you budget before you start looking- what is the monthly payment you can easily afford. Use online calculators to turn a monthly payment in the price of the home.

2. I recommend getting a Realtor.

3. I also recommend getting an independent Mortgage Broker.

4. The house will always more expense then you expect. There will unexpected tax costs, insurance costs, closing costs etc. Plan in a significant buffer.

5. If it is your first home, look at several. You will be able to figure out what your really want and what really bothers you.

6. It is easy to say a longer commute is no big deal but it can wear on you.

As for my personal search we have found a home that meets our budget yet, but we will.

2 comments:

mommaquincy said...

You'll find it! Hopefully not right when the baby is born, before or after would be best!

mommaquincy said...

BTW I looked at the plan and stuff on the drhorton site and I am impressed with the house! I love the little bedroom/nursery off of the master bedroom! It looks like great plan good luck!