Here are some pictures of our new house. It is only partially done but we are excited.
The outside bothered me at first but it has grown on me.
The Master
The living room with fireplace.
The kitchen minus appliances and countertops.
Monday, July 20, 2009
Pictures of the house in progress
Here are some pictures of our new house. It is only partially done but we are excited.
The outside bothered me at first but it has grown on me.
The Master
The living room with fireplace.
The kitchen minus appliances and countertops.
Sunday, July 19, 2009
My view on Stimulus Spending
There are proven ways to spend money that increase wealth of the country were they reside. Pouring money to specific companies and banks isn't one of them.
The best way to invest into a country is to improve its infrastructure. Build better roads, bridges, fiber-optic networks, etc. All these things make creating new businesses profitable and possible. It is all about creating new opportunities for businesses and individuals.
The next best way to create opportunities is investing in education. But not necessarily public schools. There is a pattern of success with charter schools.
The best way to invest into a country is to improve its infrastructure. Build better roads, bridges, fiber-optic networks, etc. All these things make creating new businesses profitable and possible. It is all about creating new opportunities for businesses and individuals.
The next best way to create opportunities is investing in education. But not necessarily public schools. There is a pattern of success with charter schools.
Surprise, Global Warning Models full of errors
Here is a link to a synopsis of an article that describes how more then have the warming effects historically cannot be attributed to the Carbon Levels at that time. Hmm who knew that the Global Warming Models we are planning are changing everything we do don't match the Historical Record?
http://www.sciencedaily.com/releases/2009/07/090714124956.htm
In my humble opinion the Cap and Trade Bills in the Congress are a just a form economic suicide.
http://www.sciencedaily.com/
In my humble opinion the Cap and Trade Bills in the Congress are a just a form economic suicide.
Sunday, July 5, 2009
Found a house
We found a house we like a lot. It is a new home that is partially completed. We got a good deal and it should be done this September.
Here area couple of pictures. It is the Elevation C plan. It has a fireplace and the cover patio.
Thursday, July 2, 2009
Lessons learn from Houston House Hunting
My wife and I have been looking for the right house in Houston for about 4 months now. Here are a few things I have learned.
1. Figure out you budget before you start looking- what is the monthly payment you can easily afford. Use online calculators to turn a monthly payment in the price of the home.
2. I recommend getting a Realtor.
3. I also recommend getting an independent Mortgage Broker.
4. The house will always more expense then you expect. There will unexpected tax costs, insurance costs, closing costs etc. Plan in a significant buffer.
5. If it is your first home, look at several. You will be able to figure out what your really want and what really bothers you.
6. It is easy to say a longer commute is no big deal but it can wear on you.
As for my personal search we have found a home that meets our budget yet, but we will.
1. Figure out you budget before you start looking- what is the monthly payment you can easily afford. Use online calculators to turn a monthly payment in the price of the home.
2. I recommend getting a Realtor.
3. I also recommend getting an independent Mortgage Broker.
4. The house will always more expense then you expect. There will unexpected tax costs, insurance costs, closing costs etc. Plan in a significant buffer.
5. If it is your first home, look at several. You will be able to figure out what your really want and what really bothers you.
6. It is easy to say a longer commute is no big deal but it can wear on you.
As for my personal search we have found a home that meets our budget yet, but we will.
Utah Jazz Draft and Opt-ins
The Jazz Drafted Erick Maynor a 6'3" point guard from VCU. Physically Maynor reminds me of Sam Cassell when entered the League. He is known for his point guard skills: passing, control of tempo and running the pick and roll. His question marks are if he is quick enough defensively. Also he could stand to get stronger at about 165. I have watched Maynor play a few times in college. He has an effective flip shot in the lane and he uses hesitantion moves to get into the paint and to the free throw line. For the twentith pick Maynor was a good value. He could see time as a rookie as the backup point guard though Sloan has expressed interest in resigning Ronnie Price.
The 2nd round pick Goran Suton- is a tough skilled big man. But at 6'10" he lacks the size for center and he lacks the speed for power forward.
Korver, Boozer and Okur opted into the last year of each of the respective contracts.
This means before making an offer to Millsap the Jazz are already slightly over the luxury tax limit.
As it stands now the likely rotation would be.
Deron 38/Price or Maynor 10
Brewer 28/Korver 20
AK 17/Brewer 6/Harpring 10/ Miles 15
Boozer 35/AK 13/ Koufos emergency
Memo 32/Koufos 16/Fess emergency
So the Jazz don't really need Millsap next year.
But Korver, Harpring, Boozer and Memo will all be free agents next year and Brewer will be a restricted free agent.
So if the Jazz can retain Millsap for about 6 mil a year he would give the Jazz more flexibility.
In any case I highly recommend the Jazz dump Harpring for a conditional 2nd round pick and a minimum player. His 6.5 mil salary being gone would allow the Jazz to avoid the luxury tax.
Also the Jazz will be fielding a team in the Orlando Summer League starting on Monday on the 7/06/09. Maynor, Suton and Koufos headline the team. Derrick Brown a draft pick for Charlotte will be playing the team as well. The games can viewed off of nba.com.
The 2nd round pick Goran Suton- is a tough skilled big man. But at 6'10" he lacks the size for center and he lacks the speed for power forward.
Korver, Boozer and Okur opted into the last year of each of the respective contracts.
This means before making an offer to Millsap the Jazz are already slightly over the luxury tax limit.
As it stands now the likely rotation would be.
Deron 38/Price or Maynor 10
Brewer 28/Korver 20
AK 17/Brewer 6/Harpring 10/ Miles 15
Boozer 35/AK 13/ Koufos emergency
Memo 32/Koufos 16/Fess emergency
So the Jazz don't really need Millsap next year.
But Korver, Harpring, Boozer and Memo will all be free agents next year and Brewer will be a restricted free agent.
So if the Jazz can retain Millsap for about 6 mil a year he would give the Jazz more flexibility.
In any case I highly recommend the Jazz dump Harpring for a conditional 2nd round pick and a minimum player. His 6.5 mil salary being gone would allow the Jazz to avoid the luxury tax.
Also the Jazz will be fielding a team in the Orlando Summer League starting on Monday on the 7/06/09. Maynor, Suton and Koufos headline the team. Derrick Brown a draft pick for Charlotte will be playing the team as well. The games can viewed off of nba.com.
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